Before we get into Auto Insurance 101 for you, it is important to understand more about the basics. Let’s start with Auto Insurance! What is Auto Insurance? Auto insurance covers vehicle owners while operating their insured vehicles against losses from third party liability claims (from property and medical liability losses). It also provides physical damage protection to insured & owned vehicles for breakdowns, repairs from accidents. Other losses are also commonly covered. These losses are theft, vandalism, hail damage, fire, flood, etc… For detailed explanation, contact one of our licensed insurance agents. Or......